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Budgeting for Life’s Surprises
TweetMy husband needs a lot of dental work. A lot. The reason it’s built up so much is because he hates the dentist. I mean, no one likes the dentist but he really really hates it. Like, really. He...
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Are You Ready to Die?
TweetI know it’s morbid to ask this but, are you ready to die? I mean, financially. Are your affairs in order? I ask because one of my neighbors was murdered last Monday. It’s really rocking my...
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PMI: What it is and how to get rid of it
TweetPrivate Mortgage Insurance, or PMI, is an insurance you must buy if you take out a mortgage with less than 20% down. I hate it! The borrower has to pay it even though they receive no benefits....
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How Much Life Insurance Do You Need?
TweetLife insurance isn’t sexy or fun but it is something you need to think about every few decades. If you have someone in your life that depends on your income then you need life insurance. Period....
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Hospital Stay
TweetLast week I wrote about how my husband was changing companies and that the new company has expensive health insurance. I literally spent two days researching our options for getting private...
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Get Prepared Now… Before the Emergency
TweetAs I wrote about last week my husband has been sick for the last few weeks. Like really sick. Like 3 trips to the ER, two trips to the regular dr, and a 3 day stay in the hospital in the past...
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My Dad Has Cancer But Not Health Insurance
TweetMy dad has cancer. He started chemo today. The onset was fast and severe. About three weeks ago he went to the doctor because his back was hurting so badly he couldn’t walk. An MRI revealed...
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Open Enrollment Time! My Insurance Options
TweetGuess what day it is? It’s open enrollment! You know what that means. Mind numbing health insurance calculations. As we stand on the precipice of Obamacare our insurance options are quite a...
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Do you need life insurance?
TweetThe purpose of life insurance is to provide income to your dependants after you die. So if you have dependants you need life insurance. If you don’t, you don’t. This means that kids don’t need...
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